Comprehensive Insurance Program for
ACTIVE ASSAILANT
Irwin Siegel Agency offers an Active Assailant program that specifically addresses the needs of Human & Social Service organizations. Although no one wants to think about an active assailant threat happening to them, it’s become an important consideration. Like any emerging risk, it is difficult to predict the unexpected. However, we can offer peace of mind that, in the event of a horrible tragedy, ISA can support your clients and help them put the proper systems in place.
What Is An Insured Event
Active Assailant Event: A malicious act, involving the use of force or violence, of any person or groups of persons who is armed with a firearm, bladed weapon, blunt force weapon, and conveyance, including a vehicle, drone, or unmanned aerial device, explosive device, acid or corrosive substance, any of which prevent the insured from conducting their normal operations, and which physically harms any person present at the location.
Threat Incident: Any specific threats to inflict bodily injury, or damage, destroy or contaminate property.
Read below to learn more about Coverage Highlights, Eligibility Requirements, and Submission Guidelines.
- Crisis Management Expenses incurred as a result of an attack include additional security measures, counseling, public relations costs, Psychiatric and counseling expenses, and medical expenses (other than counseling and/or psychiatric care costs)
- Business Interruption/ Loss of Attraction: Indemnification for business interruption loss resulting from physical loss or physical damage following an incident
- Extra Expenses: Cover for a range of extra expenses and costs likely to be incurred by an insured
- Legal Liability: Coverage for the Damages and Claim Expenses an insured will become legally obligated to pay following an incident.
- Bodily Injury and Death Benefit for an insured person
- Physical Damage: Coverage for the cost of physical loss, damage, or destruction to Insured property resulting from an Active Assailant incident.
- Threat Assessment and support, including advice and initial assessment by a security and investigations consultant
- Response Fees: Coverage for expenses incurred by the insured to avoid, minimize, or mitigate damage to property or persons
*The descriptions of these programs are only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same.
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