
|
50 |
identity
theft, K & R, travel and accident available for all employees |
49 |
praesidium services for abuse prevention |
48 |
voluntary
coverage beyond medical payment |
47 |
no
binding arbitration endorsement |
46 |
recognized leader in the field in areas: leadership,
direct service providers, quality outcomes |
45 |
consistency in policy |
44 |
sexual abuse coverage: client to client, client to third party,
employee to client, client to employee |
43 |
abuse/molestation
limits available up to 2 Million on underlying |
42 |
abuse coverage under the umbrella available |
41 |
combined
building and personal property blanket |
40 |
independent
contractors as insureds |
39 |
authority
given to brokers for certificate of insurance issuance with broker
agreement |
38 |
coverage
for defense cost and civil fines and penalties resulting from violations
of HIPAA, Billing Errors & EMTALA proceedings |
37 |
intermediary
for the company to assist with all claims/billing/coverage issues |
36 |
endorsement turnaround time: 8 days on average |
35 |
primary and vicarious liability available for employees who are
on staff or are contracted |
34 |
no
coinsurance applies to property |
33 |
right
to risk advocates |
32 |
liquor
liability exception – for fund raising events |
31 |
defense outside limits on abuse, professional and general liability |
30 |
fundraisers and special events automatically covered |
29 |
professional
liability coverage for employees and volunteers available |
28 |
blanket additional insured |
27 |
NO
waiting period in business income/extra expense or monthly
limit of indemnity |
26 |
separate abuse limits from GL and PL |
25 |
automatic EQ and flood with $25,000 limit |
24 |
business
income and extra expense – blanket limit |
23 |
24 hour response to all e-mails and phone calls |
22 |
24 hours for binders issued and claims acknowledged |
21 |
exceptional turnaround time for issuing a policy |
20 |
claims
handling and acknowledgement within 24 hours |
19 |
the coverage you need coupled with the service you deserve |
18 |
increased
broaden legal limits includes sublimits for damage caused by consumer |
17 |
building ordinance or law $250,000 |
16 |
competitive rates to meet your budget without cutting short coverage |
15 |
acknowledgement
(with claim #, adjustor’s contact) within 24 hours of initial
claims report. |
14 |
primary
coverage for nurses, psychiatrists, and psychologists as well as
vicarious liability for the agency. |
13 |
on-line
loss control and risk management training programs. |
12 |
aggregate per location |
11 |
we
do not add the legal liability form to property |
10 |
no
fee property inspections |
9 |
extensive
risk management |
8 |
background
checks through Intellicorp for as low as $9.95 |
7 |
legendary
attorneys who set precedents for the human service field |
6 |
unparallel
service and support to brokers and insured |
5 |
premium
finance with single combined bill option or convenient payment options
for all policies bound |
4 |
specialized
risk management resources and discount rates for partner services |
3 |
FREE membership to the society for non profits |
2 |
umbrella
limits up to 25 million |
1 |
our
organization has focused on human service organizations
for more than 35 years and will continue our commitment of Supporting Those Who Support Others™ |
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