Irwin Siegel Agency offers comprehensive insurance programs and risk management

home · programs · risk management · brokers · claims · news · company · contact

 

rounded corner top
Insurance Programs

Domestic Violence ProgramsDomestic Violence Programs
download program highlights


Domestic violence is any criminal offense involving violence or physical harm or threat of violence or physical harm when committed by one cohabitant against another. Domestic violence can also be referred to as IPV or Intimate Partner Violence.

Every 15 seconds a woman is battered in the United States.  Domestic abuse can strike any household.  National statistics indicate that as many as 50 percent of all woman in America experience violence in their intimate relationships.  Besides physical beatings, battering can involve threats of violence, verbal abuse, and/or sexual assault. Domestic violence services assist individuals with obtaining temporary restraining orders and provide referrals for safe housing, counseling, and criminal justice support.

glossary of terms

billing options
Coverage Highlights click here for more info

Property

·Blanket Property and Contents Coverage
·Replacement Cost
·Agreed Value (with signed SOV)
·Equipment Breakdown
·Earthquake & Flood available
·Client Monies & Securities included
·Special Deductible Exceptions
·Builders Risk Coverage available
·Property in Transit
·Enhanced Property Form
·$50K Backup Sewers and Drains

General Liability
(Occurrence & Claims made available)

·$1M/3M Limits
·Employee Benefits Liability (claims made) at $1M/1M ·Limits with $1000 deductible
·Liquor Liability for Fund Raising Events
·Coverage for Fund Raising Events included
·Broad Additional Insured Endorsements available
·Abuse and Molestation have separate and dedicated limits - Broadest coverage in the field
·Abuse and Molestation coverage for employee/client/3rd party - coverage provided for allegations
·$10K Medical Payments, up to $25K available
·$250K Fire Legal Liability*
·Aggregate per location endorsement
·Defense outside the Limits
·No binding arbitration endorsement
·Accident Medical for participants/volunteers

Commercial Auto

·$1M Combined Single Limit Liability
·Mandatory PIP where applicable
·$50K Hired Auto Physical Damage Limits
·Non-Owned / Hired Auto
·Employees as Insured

Umbrella - follow form

·$10K Minimum Retention (SIR)
·General Liability
·Auto Liability
·Employers Liability
·Products & Completed Operations

  

Crime

·$25K Employee Theft*
·$25K Forgery or Alteration*
·$25K Inside Premises Money & Securities
·$25K Outside Premises
·Clients Property included

Professional Liability
(Occurrence & Claims made available)

·$1M/3M Limits*
·HIPAA - Coverage available - Includes employees, volunteers, nurses, psychiatrists, medical directors, administrators
· No binding arbitration endorsement

Inland Marine Form

·Scheduled Equipment available
·Electronic Data & Processing Equipment available
·Additional coverage options are available

Directors and Officers

·Defense outside the limit
·Separate limit of liability for D&O and Employment Practices Liability Claims
·Prior Acts coverage

Volunteer Accident Policy

·Accidental Death up to $100K
·Accidental Dismemberment up to $100K
·Accidental Medical Expense $1M Max Benefit
·Weekly Accident Indemnity Benefit

Workers Compensation

·Guaranteed cost
·$2,500 minimum premium
 
 


* Increased limits available


Submission Requirements click here for more info

· Brochure or Website
· Application (ISA will work off another carrier's application or our own)
· 5 years currently run company loss runs with expiring premiums
· Acords or Coverage Requirements
· Drivers list

For Profit/Start Up Submission Additional Requirements:
· Financials/1120 Income Tax Returns (If in operation longer than 5 Years)
· Resume for Executive Director, Business Plan & Financials



Applications click here for more info

Before downloading and signing any insurance applications, make sure that you know your state's fraud warnings.

Required Applications:

General Application

Domestic Violence Eligibility Questionnaire

Statement of Values

Sexual Abuse Supplement

Non-Owned Auto

Renewal Application
(only if you are renewing a current ISA policy)

 

or call our Underwriting Department at 800-622-8272.
rounded corner bottom

home · programs · sitemap · legal · contact

irwin siegel agency, inc · (845)796-3400